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2008 The Year Of Niche Travel


7 Good Reasons For Travel Insurance



F


or thousands of years,           on the cover available, a room    
risks have been shared          for the night and even            
during times of tragedy.        alternative travel home can be    
The first formal insurance            included.                         
company, Lloyd's of London, was                                         
formed in 1769 and their               Pre-existing Medical             
principal concept remains today -     Conditions: Even if you have a    
to gather the premiums of clients     pre-existing medical condition    
as a pool of resources to return      and it flares up while you're on  
to clients who experience             vacation, as long as you've       
unexpected but covered events.        advised your travel insurance     
So, that is the secret really,        company prior, you should be      
plan for the unexpected and make      covered.                          
sure you're covered, especially                                         
when you're travelling. Whether        Damage or Loss Of                
your trip is a quick one or a         Personal property - What are you  
round the world cruise, there are     going to do when your luggage     
many good reasons for travel          gets stolen? Yes, it happens, all 
insurance. Here are just 7:           the time. There are organised     
                                      gangs that work in airports doing 
 Medical Emergencies: If              just that. Guess what? You need   
you fall sick or are injured          travel insurance.                 
during your travel, your travel                                         
insurance will give you financial      Loss of Cash or                  
coverage.                             Traveller's Cheques - You're in a 
                                      foreign country far from home.    
 Flight Cancellations: If             You either lose, or have stolen,  
your flight is cancelled or           your entire holiday fund. You're  
delayed then your travel              going to need help and quick.     
insurance should help. Depending      Again, travel insurance is a      



must.                                 out insurance, especially travel  
                                      insurance, read the fine print.   
 Emergency Evacuations -              Importantly, find out before you  
What with global warming and          go what is excluded, not just     
economic pressure more and more       included. So, always read the     
holiday destinations are being        fine print. For example,          
built in potentially dangerous        accidental coverage is not        
territory. Who would have wanted      provided in case of drunken       
to be in Thailand on that Boxing      driving, driving under the        
Day? Travel insurance will help       influence of narcotic substances  
if you have to get out quick.         etc. Exclusions are also provided 
                                      for accidents during risky sports 
 Car Crash - It can be                like bungee jumping, car racing,  
very difficult driving on the         scuba diving, white water         
wrong side of the road in a           rafting, flying (except as        
strange country. Accidents            passenger in regular airliners),  
happen.                               gliding, skiing, bike racing,     
                                      diving, mountaineering,           
Okay, there you have it. 7 good       windsurfing etc. The list goes on 
and solid reasons why you need        (insert for your favourite        
travel insurance the next trip        potentially dangerous sport       
you make. The other alternative       here). That means in case of      
of course is to not take out          accidents in these situations the 
travel insurance, or to stay at       insurance company is not liable   
home. Now, there's an idea. But       to pay any amount to the insured. 
seriously, as always when taking      




About the Author:

Allen Jesson writes for several sites, making sense of international travel medical insurance in particular. Also, Allen also writes regularly for various sites that focus on finance.


Read more articles by: Allen Jesson

Article Source: www.iSnare.com


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    7 Good Reasons For Travel Insurance