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Compare Cruise Insurance You Often Get What You Pay For



W


hen planning a travel          become somewhat complacent with   
vacation or cruise            what we are purchasing. Again,    
vacation, the last thing      "Buyer Beware!" Make sure you     
that one wants to think about is      know what's available and what's  
trouble or cancellation. Thus         included in your insurance policy 
travel and cruise insurance is        package. As an example, insurance 
often left on the back burner.        companies like Travel Guard       
However, when the time comes to       International, America's largest  
purchase your vacation insurance,     provider of travel insurance      
be sure that you compare cruise       offers a wide range of benefits   
insurance and travel insurance        with their Comprehensive          
policies to ensure that you are       Coverage. Included in Travel      
getting what you expect. As           Guard's packages are the          
always, it's "buyer beware"!          following benefits:               
                                                                        
That's not to say that all            "· Trip Cancellation - Providing  
insurance policies and companies      reimbursement of 100% of trip     
are out to deceive you or hide        cost if the trip is cancelled     
the terms of insurance pay-outs.      under the terms of the insurance  
In fact, most are very reputable.     policy.                           
The problem comes when trying to                                        
economize while buying insurance.     "· Trip interruption - Providing  
You really do "get what you pay       reimbursement of trip cost if the 
for" in most cases - especially       trip is interrupted as covered by 
when you compare insurance            the insurance policy such as      
policies.                             evacuation due to hurricane.      
                                                                        
There are often so many variables     "· Trip Delay - Providing         
when purchasing cruise insurance      reimbursement for additional      
or travel insurance that we can       accommodations or travel expenses 



if the traveler is delayed for        "· Travel Guard Assistance - A 24 
more than several hours.              hour hotline for emergency        
                                      assistance, medical referrals,    
"· Lost, Stolen or Damaged            prescription replacement          
Baggage and travel documents -        assistance, replacing travel      
Providing reimbursements if           documents and more.               
luggage is lost, damaged or                                             
stolen while the insured is           "· Livetravel - Travel Guard's    
traveling, or if travel documents     round the clock travel agent      
are lost or stolen.                   service for emergency or last     
                                      minute travel changes such as     
"· Baggage Delay - Providing          rebooking flights, arranging      
reimbursement for the purchase of     hotels and ground transportation  
essential items if your bags are      and tracking lost luggage.        
delayed more than 24 hours.                                             
                                      "· Concierge - 24 hour worldwide  
"· Medical Expenses - Providing       access to restaurant              
reimbursement for necessary           referrals/reservations, event     
medical expenses up to one year       tickets, tee times, floral        
after the illness or injury           services, ground transportation   
providing the insured traveler        and more.                         
sought medical treatment while on                                       
the trip.                                                               
                                      As well, in many cases, travelers 
"· Emergency Medical                  purchasing Travel Guard insurance 
Transportation - Covering the         within 15 days of making their    
cost of evacuation and                initial trip payment also receive 
transportation to the nearest         at no additional cost:            
adequate medical facility.                                              
                                      "· Pre-Existing Medical Condition 



Exclusion Waiver - protection if      dealing with Travel Guard         
pre-existing medical conditions       International, some of their      
force cancellation or                 popular products include:         
interruption of a cruise or trip.                                       
                                      "· Cruise, Tour and Travel -      
                                      Travel Guard's most comprehensive 
"· Default Protection - providing     travel insurance plan.            
reimbursement of trip cost if the                                       
tour operator, cruise line,           "· ProtectAssist - Solid travel   
airline or other travel supplier      insurance for the                 
declares bankruptcy more than         budget-conscious traveler - and   
seven days after the effective        Travel Guard's most popular plan. 
date of the policy.                                                     
                                                                        
"· Change Your Mind - protection      "· Cruise Guard - Travel          
against cancellation fees when a      insurance designed to surpass the 
trip is cancelled for any reason.     protection plans offered by the   
                                      cruise line.                      
                                                                        
                                      "· Air Ticket Protection -        
Please keep in mind that these        Protects air ticket investment    
benefits are subject to change,       against change fees, adds other   
but at the time of this printing,     assistance services.              
are available. The above                                                
describes a comprehensive cruise      "· Student Travel Guard - A       
or travel insurance policy.           portfolio of student travel       
However, as they say, one size        insurance plans protecting        
dose not fit all. You need to         students on virtually all types   
match your coverage requirements      from Spring Break to Semester     
and budget restraints. Again,         Abroad.                           



                                      would like to get a quotation for 
We have identified, through the       cruise or travel insurance, check 
use of Travel Guard                   out our article "Travel Guard     
International's plans and             International Cruise Insurance".  
policies a vast number of cruise      You can find the link on our      
insurance options. We have stated     Article Map listed on the Bio.    
before, but at the risk of being                                        
too repetitive, I think that it       You've researched for your        
is important to re-iterate. "You      special cruise. You've found a    
get what you pay for. Buyer           fantastic cruise deal on-line.    
beware!"                              You've booked that cruise         
                                      on-line. You've protected your    
If you would like more                cruise vacation investment by     
information regarding                 booking your insurance on-line.   
                                      Now all that's left to do is to   
Travel Guard International or         get excited!                      






About the Author:

Brian A Schmidt is the author and web publisher of http://www.a1-discount-cruises.com your #1 source for cruise information, discounts and great deals! For more interesting articles visit our Article Map pages. If you have any questions regarding choosing cruise lines contact us at info@a1-discount-cruises.com using subject line "Questions".

Source: www.isnare.com


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