Is Travel Insurance A Waste Of Money
f you're planning a that the coverage is severely
vacation you've probably limited.
already been offered travel
insurance more than once. And if Baggage and belongings that are
you're like most people you lost, stolen, or damaged.
quickly dismissed the idea and
went about your business. Accidental death and
dismemberment if you are
But don't be so quick to decide. seriously or fatally injured
While travel insurance is not while on vacation.
always a good idea, there are
times when it can come in handy. So when should I buy travel
insurance?
What is covered?
Well, if you are going on a
While coverage can vary from one relatively inexpensive trip that
carrier to another, travel is not likely to be canceled or
insurance policies generally delayed and you are young,
cover: healthy, and not planning on
doing anything dangerous then you
Trip cancellation or interruption can probably skip it.
due to weather, sickness, airline
bankruptcy/strike, or terrorist But if you are planning your
activity. honeymoon or a once in a lifetime
trip, especially to a an area
Medical expenses incurred while where weather is a concern, you
in a foreign country. If you get should consider travel insurance.
sick while on African safari, you The small investment will be well
may find that your medical plan worth it.
does not cover foreign care or
If you are elderly or in poor
health you're more likely to need Remember too that you don't have
medical attention while on to be doing anything risky to get
vacation. Likewise if you are hurt. You could be taking a lazy
planning to take part in afternoon sightseeing drive and
potentially dangerous activities get hit by a reckless driver. If
such as rock-climbing or cliff that happens, you'll be glad you
diving. bought some extra insurance.
About the Author:
Mike Collins is the owner of http://www.thebeachesofaruba.com
Read more articles by: Mike Collins
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