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Travel Insurance And Kenya s Election Your Rights



T


he recent Kenya elections        commission admitting that one     
have led to huge fallout in     constituency had the surprising   
the country and beyond.         and unlikely turn out of 115%!    
When it was announced that            Elsewhere, results were announced 
President Mwai Kibaki had won the     differently nationally to their   
election by just 230,000 votes        announcement locally, and the     
(out of 10,000,000 constituents)      results were delayed for 24 hours 
widespread political fury spread      at a time when Kibaki’s Kenya     
across the country – and violence     election rival, Raila Odinga, was 
broke out. Subsequently, all          leading in the polls. It’s no     
travel to the country was advised     surprise that suspicion was rife, 
against, and a lot of people          and equally unsurprising that the 
needed to claim on their global       suspicion has led to unrest,      
travel insurance, which was           which has broken out into the     
confusing given the unusual           violence that has since engulfed  
circumstances. I shall get to         the nation.                       
that later, but first a little                                          
background to the events              One area this has affected the    
surrounding the Kenya election.       most is Kenya’s previously        
                                      buzzing tourism industry, and is  
So far there have been 600 deaths     one that is easily the country’s  
and some 250,000 people (more         biggest source of foreign income, 
than the alleged ‘majority’ of        totaling an estimated             
Kibaki) fleeing their homes. The      £500,000,000 per year. At the     
reason for this is the continued      start of a year, Kenya could      
allegations of vote rigging, and      generally expect to be welcoming  
the evidence for it has really        hundreds of tourists a day – the  
begun to pile up, with plenty of      recent fall out reduced the       
strong claims emerging, including     numbers down to a brave few who   
the head of the Kenya election        had decided to ignore the         



inevitable warnings from the          affects a previously peaceful     
foreign office about traveling to     country you were due to travel    
the country, which was then           to? While I can’t speak for all   
placed in the ‘civil unrest’ list     global travel insurance           
of places not to visit.               providers, this is the line we    
Subsequently, the Federation of       took with Kenya, and I suspect a  
Tour Operators cancelled all          similar policy has been adopted   
holidays to Kenya, and a lot of       by our rivals for their Kenya     
people previously booked to visit     travel insurance policies:        
the fascinating country were left                                       
with no option but to cancel, and     1. If you are traveling with a    
hurriedly check the small print       tour operator, they should        
of their worldwide travel             provide you with a refund or an   
insurance policies!                   alternative holiday itinerary in  
                                      a safer region.                   
Well, now the foreign office’s                                          
advice has been lifted, and you       2. If you are traveling           
can begin traveling to Kenya          independently, then you should be 
again (though the FCO still           able to easily obtain a refund    
advises against travel to Western     from your airline, and possibly   
and Nyanza provinces, the Rift        from your accommodation provider. 
Valley province between Narok and                                       
Kitale, the central business          3. If for some reason, either of  
district, Kibera, Mathere and         these courses of action fail, and 
Eastleigh areas of Nairobi, Uhura     you have a policy with us, then   
Park and Mombasa Town.) But what      we would offer reimbursement for  
if something like this happens        unused travel and accommodation,  
elsewhere? What steps should you      under the terms of a Kenya travel 
take if you find sudden and           insurance policy.                 
unexpected political fallout                                            



Obviously, I cannot be certain        terms of your travel insurance.   
this is the approach other                                              
worldwide travel insurance                                              
providers will be taking, but I’d     
contact your provider as soon as      align="center">                   
possible and work out the exact       




About the Author:

Patrick Chong is the Managing Director of Journey’s Travel. Their commercial travel insurance website, Insuremore, offers cheap worldwide travel insurance packages for families, singles, children and skiers with free cover against acts of terrorism and a quick and easy online claims feature.


Published At: www.Isnare.com


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    Travel Insurance And Kenya s Election Your Rights