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Travel Insurance We Don t Need No Stinkin Travel Insurance do We
hould you have travel incident that arose before you
insurance? An interesting even had an opportunity to leave?
question. But if you Or have you had to cut short that
question the need for travel cruise because of something that
insurance, perhaps you are the happened at home? Ever gotten
same person who questions the sick on vacation?
need for any kind of insurance.
Most people have auto insurance, These are all travel problems
health insurance, homeowners' that can be covered by travel
insurance or renters' insurance, insurance. One company I reviewed
and maybe even life insurance or will reimburse your trip cost for
disability insurance - so I ask covered (always read the small
you: Why not have travel print) cancellation, and 125% of
insurance? the cost due to an interruption
of the trip. They will also pay
Insurance is for "What if's" $500 for your accommodations if
you missed your connecting flight
Insurance is protection for that and can't get another until
unwanted and unexpected "tomorrow morning, at the
challenge. Your auto insurance earliest." Ever slept in an
protects you from shelling out airport on behalf of your
$2,000 for that unexpected fender Atlanta-based flight crew, who
bender that wasn't even your were very happy to serve you, but
fault. Travel insurance does couldn't manage to get the
likewise. Have you ever had airplane to your connecting
luggage "misplaced" by an airline airport by the time they said
and been left with no clothes to they would? A $500 hotel room
wear on your trip? Have you ever might not get you to your
had to cancel a trip that was destination, but it sure could be
fully paid due to some unforeseen a sweet wait. Can you say "honor
bar?" expect to pay in the neighborhood
of $250 for all of the coverage
Here's another swell deal: your mentioned above. Is it worth it?
travel insurance could pay you On the website of one travel
$1,000 for lost luggage, or $200 company it stated, "If you can't
for delayed luggage. That's some afford travel insurance, you
pricey underwear and deodorant, can't afford to travel."
but I'm not arguing.
Can I ask my uncle?
Travel insurance can also be
purchased to cover emergency Sure. Uncle Sam says medical
medical treatment or "medical evacuation from a foreign country
evacuation and repatriation." Or, can cost $10,000 and up. And in
if you prefer, you could just his inimitable way, he warns that
click your heels together three Social Security Medicare does not
times and say, "There's no place provide coverage for hospital or
like home. There's no place like medical coverage outside of the
home. There's no place..." US. If you have a private
insurer, you might want to check
Yeah, but how much is it going to on what out-of-country coverage
cost me? you have if your trip will take
you outside of the good ol' USA.
The cost of travel insurance is
based on the number of people OK, OK, you've convinced me. Any
traveling and the value of the last bits of advice before I
trip. Time away can also be a leave for Katmandu?
factor if you will be gone for
more than a month. For example, a I am so glad you asked. Here's a
family of four taking a trip little extra for you - at no
valued at about $3,000 could additional charge:
Is_____.
1. Take all your travel insurance
documentation with you - DON'T In a coconut shell...
put it in your luggage!
2. Put all of your policy numbers Travel insurance can help you
on a separate piece of paper in a with:
separate location from the actual "· Reimbursement of your travel
policies in case of loss or investment due to cancellation or
damage to your policies. early termination
3. Leave a copy of your policy(s) "· Reimbursement of unexpected
at home with next of kin, or travel expenses (delays, loss of
whomever knows your whereabouts. luggage)
4. To expedite service in case of "· Covering emergency medical
an accident, fill in all of your assistance and medical referrals
vital statistics on the "· Obtaining medical assistance
information page of your passport abroad
(name, address, phone number,
etc.), or carry it on a card that Bon Voyage!
you keep in your wallet or
stuffed into the sleeve of that "© 2005 Travel Insurance
tag that says Hello My Name Directory
About the Author:
Tina Irasthmus has developed the website Travel Insurance Directory, which answers the most common questions people have about travel insurance. Please visit us at http://www.travelinsurancedirectory.net today.
Source: www.isnare.com
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